Terms of use

By using Sumpath you agree to these terms. They are written in plain English; please read them with our disclaimer and privacy policy.

Last reviewed 5 October 2026

Who we are

Sumpath is run by Abdul Basit. You can contact us at [email protected].

Using the site

  • The calculators and guides are free for personal use.
  • You may link to any page and share calculator results.
  • Do not copy large parts of the site, try to break or overload it, or use automated tools to scrape it.

Results are estimates

Results are estimates, not financial or tax advice. They depend on the information you enter and on the assumptions explained on our How we calculate page. You are responsible for checking any figure before relying on it.

Accuracy and availability

We aim to keep the site accurate and available, but we do not promise that it will always be either. We may change, add or remove pages and calculators at any time.

Liability

To the extent the law allows, we are not liable for any loss or damage that comes from using the site or relying on its results. Nothing in these terms limits any liability that cannot be limited by law.

Other websites

Links to other websites are there for your information. We do not control those sites and are not responsible for them.

Changes to these terms

We may update these terms. The date at the top of this page shows when they were last reviewed.

Law

These terms are governed by the law of England and Wales. If you live in Scotland or Northern Ireland, you keep any rights the law where you live gives you.